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Stuart Kerner

Bronx Hit and Run Accident Lawyer Answers the Question, “What Is MVAIC?”

Bronx hit and run lawyer

Today I want to discuss what happens when there is a motor vehicle related accident and neither the injured party nor anyone who resides in his or her  home owns a vehicle, and thus there is absolutely no auto insurance available. Is the injured party completely without a remedy?

Thankfully, in New York State the answer is No.

Here is why…

In 1958 the New York State Legislature, by enactment of Article 17-A (now Article 52) of the New York Insurance Law, created an entity to protect accident victims who find themselves in the situation I described above. The entity they created is called the Motor Vehicle Accident Indemnification Corporation or  “MVAIC” for short. MVAIC provides automobile No-Fault insurance benefits as well as automobile liability (bodily injury) payments to qualifying New Yorkers injured in automobile accidents where there is no auto insurance at all available due to an unisured or hit and run drive or car with stolen plates.

Who Is Eligible For Benefits Through MVAIC?
To determine your eligibility for MVAIC benefits, you must meet the following requirements:

– You were involved in a motor vehicle accident in New York.
– You were a resident of New York when the motor vehicle accident occurred. Under special circumstances, residents of other states may be eligible for MVAIC benefits. (note: If you were not a resident of New York when the accident occurred and have questions pertaining to eligibility, please call our law office by phone at (718) 796-7900, to schedule a free, no-obligation consultation with one of our attorneys).
– You have no other automobile insurance available to you. If you or any of your household relatives own an insured motor vehicle, you will be required to file a claim with that insurance company to see if you are covered under that policy for benefits.
– You were NOT the owner of the uninsured vehicle that was involved in the accident.
– You were NOT the spouse of the uninsured vehicle’s owner, and a passenger in that uninsured vehicle.

Is There a Time Limit to File An MVAIC Claim?
Yes, there are time-frame requirements that must be adhered to. If these time-frames are not met, your eligibility could be affected. The following report time requirements must be met to ensure your eligibility:

– The motor vehicle accident must be reported to the Police (Peace Officer) within 24 hours of the accident occurring.
– A Notice of Intention (NOI) is submitted to MVAIC within 90 days of the accident, if the accident was with a Hit & Run or unidentified motor vehicle.
– A Notice of Intention (NOI) is submitted to MVAIC within 180 days of the accident, if the accident was with an identified motor vehicle. The requirements above are set forth in Article 52 of the New York Insurance Law.

 If You Are Injured in A Hit and Run Accident and Need an Attorney to File an MVAIC Claim, Trust a Bronx Hit and Run Accident Lawyer Who Has Been Fighting for the Rights of New York Residents for Over 20 Years!

Stuart Kerner Esq.

The time following an accident can be incredibly challenging, especially if you don’t have no fault insurance coverage to help you through. If you or your loved have been involved in a Hit and Run accident are in need of a Bronx Accident Attorney, the Law Offices of Stuart M. Kerner, P.C., located in the Riverdale/Kingsbridge section of the Bronx, will investigate, prosecute and negotiate with the insurance company of the negligent party to settle your MVAIC claim and obtain compensation for you based upon the severity of your injury and your pain and suffering. If you would like a legal opinion on the potential value of your matter or have a question about your rights, contact one of our lawyers at (718) 796-7900 or click here to schedule a FREE Consultation online so we can evaluate your personal injury case.

Insurance companies have lawyers protecting their interest: Next to knowing what to do after an auto accident, having a Bronx Hit and Run Accident Lawyer,  protecting your rights evens the playing field!

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“I am very happy how Mr. Kerner worked on my case. He always called me and kept me up to date. After another attorney dropped my case, Mr. Kerner took me on as a client and was able to get me a good settlement.”

– Testimonial of “Raymond P”

“Thank you to Mr. Stuart for his services. When no other lawyer wanted to take my case he did. He was very professional and I am very happy with the results he got me. I also want to thank him for treating me like family and not just a client.”

– Testimonial of “Julio P.”

“Stuart Kerner has been my lawyer since 1994. I have had several accident cases with him and he has always done well for me. I think of him like a friend and not just my attorney. I have referred many people to Stu and they all have been very satisfied.”

– Testimonial of “Ken D.”

“I am very happy with my attorney, Mr. Kerner. He got me a very good settlement. I recommend him to everyone who has had an accident and needs a good attorney.”

– Testimonial of “Johanna N.”

“The Law offices of Stuart Kerner has treated me like family. They dedicated a lot of time to help me and were very successful in the outcome of my accident case. I highly recommend attorney Stu Kerner to all clients.”

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(*) Prior results do not guarantee a future similar outcome.